Students in this course will explore the context of mandatory and voluntary insurance and the reality of the interactive nature of insurance for persons with disabilities and/or injuries. This course will help students become more familiar with the complexity of insurance and to actively address issues across insurance paradigms. The scope of the course includes common pubic social insurance implementations (including Canada Pension Plan – Disability, Employment Insurance Sick Benefits, workers’ compensation, taxation treatments for disability), private (corporately provided including self-insurance with and without self-administration, worker-funded, and personal optional disability insurance). Themes include work-related and non-work related injury, illness, disease and death, which are covered in an applied way so as to consolidate discussion on workers’ compensation, universal plans, and other plans (auto, private, optional plans). The role of taxation policy and its implications for net spendable income during recovery or prolonged disability are considered. The consequences and drivers of conflicts and appeals and the diversity in mechanisms are covered across a range of insurance products.